Yacht Club Insurance
"Anybody can pilot a ship when the sea is calm."
Insures the liability exposures associated with the operation of a marina including those related to the care, custody, and control (CCC) of watercraft. The coverage may include both land and waterborne exposures located at the marina. A marina operator is responsible for affording vessels that make use of its facilities with a safe berth. To that end, the marina operator must advise a vessel operator of any hazards or deficiencies associated with the marina or the berth in which the vessel is to moor.
When the marina operator fails to do this, the operator becomes liable to the vessel operator for damage that results from the unsafe berth. Policies normally provide coverage for private pleasure vessels but may be endorsed to cover commercial vessels should one dock at the marina.