OUR PRODUCTS

 Whether you are an established corporate intermediary or a small independent broker expanding your business into the Marine space, We have the ability and expertise to support you and your business.

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MARINE CARGO

This covers General Cargo which is generally shipped in containers (where standard and comprehensive covers usually apply), Specialized Cargo such as perishable commodities and Bulk Cargo (where specific cover is put in place).


Such policies will, if required and appropriate, cover the entire import or export, whether by sea, land or air from the seller’s to the buyer’s premises – including storage on the way if incidental to the shipment.

 STOCK THROUGHPUT

A specialised policy which embraces the cargo risk, inland transit risk and risks associated with the storage of stock. Goods are usually insured from the supplier or manufacturer until placed in the hands of the end customer.

GOODS IN TRANSIT

The Goods in Transit policy offers protection against loss, destruction, or damage to goods whilst they are in transit - from the time of leaving the insured’s premises to final delivery. The policy also protects the insured from liability during loading and unloading of the goods, and temporary housing in the course of transit. The cover is available for individuals or companies transporting goods.

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HULL

Commercial Hull Insurance provides cover for vessels used for commercial purposes, such as those used in the deep sea fishing industry or for charter. We provide a wide variety of cover – from All Risks through to Total Loss cover only, including machinery breakdown, special equipment and collision liability cover.

PLEASURE CRAFT

Pleasure Craft Insurance provides cover for various types of small craft for private use. These range from small sailing dinghies through to ocean-going yachts and catamarans. We also insure power-craft such as wet-bikes, rubber ducks and large ski-boats.

CARRIERS LIABILITY

This cover is designed to protect the carrier who operates using approved consignment notes or other contracts of carriage against their liability, in terms of these contracts, for loss or damage to their customer’s goods.

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WAREHOUSEMAN’S LIABILITY

Warehouse owners and operators can be held liable if the goods being stored in their warehouse if destroyed, damaged or stolen. Thus, warehouseman’s liability insurance exists to protect owners and operators against the costs of legal defense, damage awards and other expenses related to a damage claim.

SHIP REPAIRERS LIABILITY

This marine policy is designed for ship repairers and provides care, custody & control for damage to vessels under Construction, repair or alteration by the Insured. Cover can also be added to include loss or damage to a vessel while the Insured is involved with sea trials, transit of the vessel by the Insured to/from the owner, liability of the Insured’s workmen while operating at third party locations.

STEVEDORES LIABILITY

Provides liability insurance including cover for care, custody, and control (CCC) for stevedoring operations related to the exposures arising from the loading and unloading of cargo from vessels. Stevedoring organizations are responsible for the damage to the vessel, the cargo being loaded or unloaded, and surrounding property like other vessels, docks, and wharves caused by the negligent acts of their employees.

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FREIGHT FORWARDERS LIABILITY

Freight Forwarders/Legal Liability/Errors and Omissions insurance provides coverage to a freight forwarder or load broker for their liability for physical loss of or damage to customers’ cargo and for their consequential loss resulting from such loss or damage.


MARINE OPERATORS LIABILITY

This marine policy is designed to provide the terminal operator with cover for damage to cargo while in their care, custody and control for purposes of import and export. This coverage is typically combined with Comprehensive Marine Liability and/or Stevedore’s Legal Liability but can be written standalone if needed.

YACHT CLUB INSURANCE

Insures the liability exposures associated with the operation of a marina including those related to the care, custody, and control (CCC) of watercraft. The coverage may include both land and waterborne exposures located at the marina.